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Home Offers USA >> Glossary >> Glossary - Q

We buy houses glossary - Q

Quantity Survey
A method used by appraisers to approximate how much it would cost to produce a development.

Qualifying Ratios
The calculations that are used to confirm to a borrower whether the person can be qualified for the mortgage payments. There are two ratios under qualifying ratios. The "top" or "front" ratio is an estimation of the borrower’s monthly housing costs (principle, taxes, insurance, mortgage insurance, and homeowner’s association fees) as a percentage of monthly income. The "back" or "bottom" ratio includes housing costs as will as all other monthly debts.

Buy house fast cash Glossary of Terms

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